Act Now to Refinance Your Home Before It’s Too Late


Act Now to Refinance Your Home Before It’s Too Late

– There has never been a better time to refinance your home. That’s because of a little-known government program called the Home Affordable Refinance Plan (HARP). This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by as much as $4,905 a year.

But here’s the catch – like most government programs, this is likely temporary. But the good news is, once you’re in, you’re in. If the thought of a lower payment, fewer years on your mortgage, and even taking some cash equity out of the deal is appealing, the time to act is right now.

A true middle-class stimulus package

This is unknown to many, but the Home Affordable Program is for the middle class. If your mortgage is $625,000 or less, you most likely qualify. Basically, the Government wants banks to cut your rates, which puts more money in your pocket (which is good for the economy). However, the banks aren’t too happy about this – here’s why:

  1. You can shop several lenders, not just your current mortgage holder

  2. Your home’s Loan-to-value (LTV) can be 80% to 125%
    More >

Cute arctic penguins

Cute arctic penguins

Cute arctic penguins

Good night America – View from Space

Good night America   View from Space

Good night America – View from Space

Canadian Rockies

Canadian Rockies

The glorious Canadian Rockies

Fastnet Rock (Ireland)

Fastnet Rock (Ireland)

Fastnet Rock (Ireland)

“A male atlas beetle”

A male atlas beetle

“A male atlas beetle” photographed by Will McGugan.

The Wave.

The Wave.

The Wave.

Majestic Niagra Falls, Canada

Majestic Niagra Falls, Canada

Majestic Niagra Falls, Canada

Vatican

Vatican

Vatican

Whales on the deck of a whaler ship

Whales on the deck of a whaler ship

Whales on the deck of a whaler ship

Express Rail Link West Kowloon Terminus Hong Kong

Express Rail Link West Kowloon Terminus Hong Kong

Express Rail Link West Kowloon Terminus Hong Kong

A farmer returning home after a long day

A farmer returning home after a long day

A farmer returning home after a long day’s work – Yingcheng, China

The Grand Prismatic Spring in Yellowstone National Park.

The Grand Prismatic Spring in Yellowstone National Park.

The Grand Prismatic Spring in Yellowstone National Park.

Oil and water do not mix

Oil and water do not mix

Oil and water do not mix

Thousands of birds take off together at the Snettisham Nature Reserve in England

Thousands of birds take off together at the Snettisham Nature Reserve in England

Thousands of birds take off together at the Snettisham Nature Reserve in England