Lala Balakala

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Posts by Lala Balakala

Mean, Mean Friends!

Mean, Mean Friends!

 

This is what I mean under REALLY MEAN FRIEND!

 

Face of an Ant

Face of an Ant

 

This is how an ant looks upclose!

That’s a Useful Hammer

Thats a Useful Hammer

 

 

This one is a useful hammer! Finally someone came up with one!

Act Now to Refinance Your Home Before It’s Too Late


Act Now to Refinance Your Home Before It’s Too Late

– There has never been a better time to refinance your home. That’s because of a little-known government program called the Home Affordable Refinance Plan (HARP). This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by as much as $4,905 a year.

But here’s the catch – like most government programs, this is likely temporary. But the good news is, once you’re in, you’re in. If the thought of a lower payment, fewer years on your mortgage, and even taking some cash equity out of the deal is appealing, the time to act is right now.

A true middle-class stimulus package

This is unknown to many, but the Home Affordable Program is for the middle class. If your mortgage is $625,000 or less, you most likely qualify. Basically, the Government wants banks to cut your rates, which puts more money in your pocket (which is good for the economy). However, the banks aren’t too happy about this – here’s why:

  1. You can shop several lenders, not just your current mortgage holder

  2. Your home’s Loan-to-value (LTV) can be 80% to 125%
    More >

Warm Winter

Warm Winter

Winter in Russia is fading already…