According to the Insurance Information Institute, there are over seven million bikers on the road in the United States. Over 100,000 of these individuals will be involved in a serious motorcycle accident each year. When a motorcycle accident occurs, it can be a frightening, confusing experience that can cause shock. No matter how minor the accident is, it can be easy to forget important details. Have a plan in place now to stay calm should an accident occur.
Secure the Location
The first thing to do after an accident is to secure the location of the accident. Use roadside flares to re-direct oncoming traffic. Check your bike for leaking fuel and look for shattered glass and other items that could pose an injury. If the bike or other vehicle are capable, turn on the hazard lights to make other drivers aware of the accident. If any witnesses stopped, make sure they pull off to the side of the road and stay until they have given a statement.
Call the Police
No matter how minor the accident is, it’s always a good idea to call the police. The police can come and assess the situation and determine who is at fault. This determination is important when it comes to insurance companies paying for the accident. The police can help take statements from witnesses as well.
Take Pictures and Talk to Witnesses
Before moving any vehicles or your motorcycle off the road, take pictures. Using your cell phone or a disposable camera, take pictures from a variety of angles of all of the vehicles involved in the accident, any property damage that may have occurred and of nearby traffic signs and signals. These pictures may be important should the case go to trial. Motorcycle accident lawyers also recommend taking statements and contact information from witnesses who may be able to relate what happened at the time of the accident.
Exchange Information
Exchange insurance information and contact information with others involved in the accident. The other driver may be at fault, but it’s still important to file a claim with your own insurance company and allow them to contact the other driver’s insurance company to help you get your bike fixed and so that you can get the medical assistance you need.
A motorcycle accident can cause serious injuries and severe damage to your bike. Taking these steps immediately after an accident can help facilitate the claims process and get you back on the road again as quickly as possible.
